Small businesses continued turning to the U.S. Small Business Administration for commercial credit in record numbers through the first three quarters of FY 2005, reflecting their confidence in the U.S. economy and the stability of the SBAloan program that backs their loans.

Small businesses secured SBA backing under the agency's flagship 7(a) program for 71,131 loans through the first nine months of the fiscal year, a 21 percent increase over the same period a year ago and a 49 percent increase over the same period two years ago.

The loans made so far this year amount to $11.1 billion, 19.5 percent more than in the same period last year, and on a clear pace for a record-setting year for the program.

Until the mid-1980s it was generally accepted that ice hockey derived from English field hockey and Indian lacrosse and was spread throughout Canada by British soldiers in the mid-1800s.

Research then turned up mention of a hockey-like game, played in the early 1800s in Nova Scotia by the Micmac Indians, which appeared to have been heavily influenced by the Irish game of hurling; it included the use of a "hurley" (stick) and a square wooden block instead of a ball. Hockey Tickets It was probably fundamentally this game that spread throughout Canada via Scottish and Irish immigrants and the British army. The players adopted elements of field hockey, such as the "bully" (later the face-off) and "shinning" (hitting one's opponent on the shins with the stick or playing with the stick on one "shin" or side); this evolved into an informal ice game later known as shinny or shinty. The name hockey--as the organized game came to be known--has been attributed to the French word hoquet (shepherd's stick).

The term rink, referring to the playing area, was originally used in the game of curling in 18th-century Scotland. Early hockey games allowed as many as 30 players a side on the ice, and the goals were two stones, each frozen into one end of the ice. The first use of a puck instead of a ball was recorded at Kingston Harbour, Ont., in 1860

Rules were set by students at McGill University in Montréal, Canada, in 1879, and several amateur clubs and leagues were established in Canada by the late 1880´s. The game is believed to have been first played in the United States in 1893. By the beginning of the 20th century the sport had spread to Great Britain and other parts of Europe. The modern game developed in Canada, and nowadays is very popular in North America and East Europe.

"We had a record year for this loan program a year ago, and we're going to set another record in 2005," said SBA Administrator Hector V. Barreto. "It tells us that the critics are wrong, that small businesses are confident enough to invest in the future of the American economy, and that this program is here to help them do it. It also demonstrates the effectiveness of the self-funded footing on which the President has placed the loan program, and the confidence that lenders have in its stability. I am very pleased with this performance so far this year."

The gains are also reflected in the SBA's Certified Development Company, or 504, loan program. Through the first nine months of the fiscal year, the 504 program had issued 6,434 loans worth $3.44 billion, more than 6 percent ahead of the same period a year ago, when the program had produced 6,058 loans for $2.88 billion.

The budget for the current year makes more than $21 billion available to small businesses through the two loan programs, including $16 billion in small business lending under the 7(a) program and $5 billion under the 504 program.

For information on applying for an SBA loan, visit the SBA's extensive Web site